Eligibility

Reserve Force Members - Pension Plans

Reserve Force Pension Plan - Member must earn 10% of the Yearly Maximum Pensionable Earnings (YMPE) for 2 consecutive 12 month periods, over a rolling 24 month period to become a Participant of the RFPP.

Regular Force Pension Plan (CFSA Part I) - Member must have worked full-time for a period of 1674 days over a rolling 60 month period to become a Contributor in the CFSA Part I.

Notes: The CCPS pension module will automatically make a calculation to determine a member's eligibility for the Reserve Force Pension Plan or the Regular Force Pension Plan (CFSA Part I).

Reserve Force Members Who Qualify for Coverage Under the Reserve Force Pension Plan

1. All forms mentioned in the Reserve Force Pension Plan administrative process are available on the DCFPS web site. The Administrative Process for Reservists in the Reserve Force Pension Plan:

  1. In order to become a Participant in the Reserve Force Pension Plan, a member must earn 10% of the Yearly Maximum Pensionable Earnings (YMPE) for two consecutive 12 month periods, over a rolling 24 month period. The earliest 24 month period that can be counted for this purpose is the period that started 1 Apr 1999. The member will begin paying into the Reserve Force Pension Plan on 1 Mar 2007 or the month following the month in which the member becomes a Participant, whichever is later.
  2. To view more information on YMPE, please see the Canada Pension (CPP) Plan Web site.
  3. Once the member becomes a Participant in the Reserve Force Pension Plan, he/she must serve an additional two pensionable years in order to elect past earnings. A pensionable year is defined as having at least one day of CF earnings in a Calendar Year. It is possible to become a Participant in the Reserve Force Pension Plan and have the required two additional pensionable years in order to elect upon the plan Coming Into Force. Note: Members, who meet the requirement to become a Participant prior to 1 Mar 2007, may use service after that date to meet the two pensionable year requirement. However, they will not be eligible to make an election until they have at least one day of paid service as a Participant.
  4. The month following the month in which a member’s eligibility to begin paying into the Reserve Force Pension Plan, Pension Services will notify the member by letter of his/her Participation in the Reserve Force Pension Plan. It is important for members to wait for the eligibility letter before trying to make an election. If a member believes he/she is eligible to be a Participant as of 1 Mar 2007 and has not received notification by 15 Apr 2007, he/she should email the eligibility cell.

For Action: DCFPS will notify the member by letter the month after the month in which the member becomes eligible to make an election.

Eligibility Review

Members may request a review of their eligibility date to become a Participant in the Reserve Force Pension Plan or to become a Contributor in the Regular Force Pension Plan (CFSA Part I) if they disagree with the date given in the letter of Notice to Participate in the applicable Plan.

For Action: Member to complete Reserve Force - Request for Eligibility Review Form and mail to DCFPS.

Email address: EligibilityCC@forces.gc.ca